Workers’ compensation carriers cover employees for work-related injuries. As with health insurance, the policy describes the procedures patients must follow to recover benefits. However, workers’ compensation carriers are strictly governed by the NY workers’ compensation regulations. Turley Redmond Rosasco & Rosasco has dealt with insurance companies for nearly 30 years and can successfully guide you through the process. Let a work related injury attorney at our firm assist you with your claim.
Your Employer’s Responsibilities
Your employer must follow the rules outlined by the New York Workers’ Compensation Board. Your employer is responsible for maintaining a safe work environment, but you are entitled to recover compensation regardless of fault. Although your employer may face other repercussions for workplace safety violations, you cannot be denied coverage for your injuries based on this factor.
Your employer is responsible for filing forms and for cooperating with its insurance company and the New York Workers’ Compensation Board. To protect your interests, our firm checks that your employer is complying and takes action if it is not.
The Injured Worker’s Responsibilities
Your first two responsibilities are to report your injury to your employer and to obtain medical treatment. You have a duty to notify your employer immediately about the accident. If you are rushed to the hospital for emergency care, you should notify your employer as soon as practicable. Delay in notification can affect your claim because the insurance company can claim it was not given the opportunity to investigate the accident.
Obtaining immediate medical care is not only best for your health, but also is crucial to your workers’ compensation claim. Your doctor will file appropriate forms with the insurance company and the New York Workers’ Compensation Board. In addition, your doctor will document your injuries and recovery to build your case for benefits.
Importance of Cooperating With the Insurance Company
Being questioned about your accident and injuries is frustrating. It is important to understand that the insurance carrier’s questions are normal. You should cooperate while also protecting your rights. Often, insurance companies question the nature of the injury or whether the injury is related to a job accident. To assess your injury, the carrier may ask that you submit to an independent examination with a doctor of its choice. This does not mean you are being forced to switch doctors; rather, the insurance company is verifying the diagnosis, course of treatment and prognosis for recovery as reported by your doctor.
Insurance companies commonly investigate the link between the injury and the accident. Some cases are more straightforward, such as a chef who cuts her hand while preparing food at the restaurant. Other cases may require more substantiation, such as a salesperson who crashes his car while on a call. Our firm makes a compelling argument, backed by evidence, to link your injuries to a jobsite accident.
Contact a Work Related Injury Attorney to Learn How to Deal Effectively With the Insurance Company
It is critical to have a strong advocate by your side after sustaining a workplace injury. A work related injury attorney at our firm can successfully deal with your employer’s insurance company to recover the benefits you deserve. Contact Turley Redmond Rosasco & Rosasco today to schedule your free case evaluation.