Helping Clients Recover Workers’ Compensation Benefits in Riverhead, Shirley, Ronkonkoma, Garden City, and New York City
Workers’ compensation is a lifeline after being injured on the job. Your employer’s workers’ compensation insurance plan reimburses you for medical expenses and lost wages associated with your injury. If you lost a family member in a job-related accident, workers’ compensation also pays death benefits. Turley Redmond Rosasco & Rosasco can help you access these crucial benefits. Our workers compensation lawyers cut through the red tape to recover the maximum amount of compensation you are entitled to receive. Contact us today to learn more about your due compensation.
Medical Benefits
Workers’ compensation allows you to receive immediate medical care for your job-related injuries regardless of whether you also qualify for any other type of benefit. In other words, your medical bills are covered even if the workplace injury did not result in a disability or require you to take more than seven days off from work.
Medical benefits pay for your hospital care, doctor’s examinations, diagnostic tests, surgical procedures, medications, physical therapy and other treatments and rehabilitation related to your workplace injury. The insurance carrier commonly requires diagnostic tests, including x-rays, CT scans and MRIs, to prove the nature and extent of your injury.
It is important to note that you should not be charged for your medical care or pharmaceuticals. Instead, your employer or its insurance carrier should be billed.
Cash Benefits
A serious workplace injury can prevent you from returning to work for days or weeks, a prospect that few people could endure without financial assistance. Alternatively, you may be in a position to return to work, but not at your full capacity.
Cash benefits provide the necessary funding to pay your bills while you are out of work. How much cash you receive each week is calculated using this formula:
2/3 x your average weekly wage x % of your disability = weekly benefit
For example, if you make $500 per week and have a total disability, you will receive $333.35 each week in cash benefits (.6667 x $500 x 1.00 = $333.35). If your disability is at 50 percent, you will receive $166.67 each week (.6667 x $500 x .50 = $166.67).
The weekly payments are capped, meaning your benefits cannot exceed the maximum benefit amount regardless of your average weekly wages. For instance, the weekly maximum established by the New York Workers’ Compensation Board for accidents between July 1, 2017 and June 2018 is $870.61.
Unfortunately, you are not paid for lost wages if you miss less than eight days of work. Also, your cash benefits are not available until you are off from work for 14 days, at which point you may be paid for the entire time you missed.
Death Benefits
The children and spouse of a worker who died on the job are entitled to death benefits equal to two-thirds of the worker’s average weekly wage during the year prior to the accident. These workers’ compensation benefits are also subject to the weekly maximum, regardless of how many surviving dependents make a claim. Workers’ compensation also pays for funeral expenses up to $12,500 in the New York counties and $10,500 in all other New York state counties.
Let Our Workers’ Compensation Lawyers Help You Secure Your Rightful Benefits
The sooner you apply for workers’ compensation, the sooner you can receive your benefits. Contact the workers’ compensation lawyers at Turley Redmond Rosasco & Rosasco today for your free consultation. We serve the areas of Shirley, Ronkonkoma, Garden City, Riverhead, and New York City.
