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Long Term Care Insurance Claims: LTD Denial Redux?

Wednesday, July 18, 2007

I was on vacation recently where the only newspaper in town was USA Today. While it is not on my normal daily reading  list, it had a disturbing article on long term care insurance denials.  This article reinforces the findings of a New York Times article last March detailing the abuses of long term care insurance companies like Conseco, John Hancock, Bankers Life and Penn Treaty. Quoting from the article, "delays, premium increases and denials of payment make the enormous investment in long-term care policies all but worthless".  The article then goes on to relate some long term care insurance denial horror stories.  When Paula […]

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Big Win for New York ERISA Disability Claim Denial Lawyer regarding Pre-existing Conditions

Tuesday, July 3, 2007

Congratulations to my friend and fellow long term disability attorney Eve-Lynn Gisonni on her significant victory at the New York State Court of Appeals in Benesowitz v. MetLife.  This decision is a great victory for long term disability claimants who are denied benefits due to a "pre-existing condition clause" in their employer’s LTD Summary Plan Description.  Credit is also due to Eric Dinallo, Governor Spitzer’s new Superintendent of Insurance, who supported Eve-Lynn’s position in an Amicus brief to the Court. In Benesowitz, the Court ruled that claimants who apply for long term disability benefits in part due to a preexisting condition which was present at the time disability […]

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MetLife to Take Over Unum Long Term Disability Claims?

Thursday, June 21, 2007

That’s the rumor in the latest business press.  Having just digested the giant Travelers Insurance, MetLife is apparently on the prowl for its next corporate meal, and Unum Group might be ripe for swallowing.   But what impact would such a acquisition have on individuals claiming long term disability benefits from the "new undisputed disability insurance king"?  Probably not much. As it stands now, neither MetLife nor Unum Group are great claims payers.  In the last month, I’ve had employees of these companies come to my office for representation because their own employers unfairly denied their ERISA disability claims.  If this is how MetLife treats its own employees, can you […]

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Long Island ERISA Disability Claim Attorney Profiled in Newsday

Wednesday, June 13, 2007

Patricia Kitchen of Newsday did a nice article on business professionals who blog in the cover story to the Money and Careers section of last Sunday’s paper.  My good friend and fellow attorney Diane Pfadenhauer, who writes the Strategic HR Lawyer Blog, was featured along with my blog on long term disability claims.  We both have Kevin O’Keefe at Lexblog to thank for hosting and designing our blogs and keeping them easy to navigate for our readers. The article stressed the roles our blogs play in providing useful information on specific topics to the public while also allowing us to express our professional "spin" […]

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Veterans Disability Claims: Attorneys to the Rescue

Saturday, June 9, 2007

As an Air Force veteran myself, I have always had a soft spot for my disabled veteran clients who have put their life on the line to protect our country and our freedoms.  However, the United States Veterans’ Administration has done an awful job over the years by denying legitimate VA Disability claims and allowing the system to have a now 400,000 case backlog.  This is is not the ‘thank you" our young men and women returning from Iraq deserve if they are missing limbs. Thankfully, help is on the way for disabled veterans fighting the daunting Veterans’ Disability Claim process from us "controversial  lawyers".  A […]

Continue Reading – Excellent Support Groups for Social Security Disability Claimants

Wednesday, June 6, 2007

I was reading the magazine section of my Sunday paper this weekend and ran across a great article on online support groups by Peter Waite, the founder of, a website devoted to online discussion groups for individuals with chronic illnesses.  I have always been a big fan of support groups for those with particular medical conditions, whether they be cancer, diabetes heart disease or some less common but equally disabling conditions.  However, I have always been dubious of recommending specific online disease forums due to the proliferation of bad medical information and questionable "lurkers".  Up until now, about the only Internet medical […]

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NY Disability Attorney Rosasco Quoted in AM New York Article

Tuesday, May 29, 2007

I was recently interviewed by a reporter for AM New York in an article on disablity insurance claims.  The article is a good overview of the reasons to have long term disability insurance and the potential problems that may arise when you make a long term disability claim.  It also appeared in the always excellent Disability Insurance Forums. Good reading!

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New York Workers' Compensation Lawyer Nominated for Legislature

Tuesday, May 22, 2007

Congratulations to Turley Redmond & Rosasco, L.L.P. founder William J. Turley on being nominated last night as the Democratic candidate for the Suffolk County Legislature’s 13th District, as detailed in today’s Newsday.  Besides being one of Long Island’s leading workers’ compensation lawyers, Bill will be an excellent county legislator come this November.  Bill was recently the sole honoree of the New York Workers’ Compensation Bar at a fundraiser for "One in Nine", the breast cancer advocacy group.  Needless to say, everyone at our firm is extremely proud of Bill’s past and future accomplishments.  Go Bill!

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New York Social Security Disability Lawyer Client Profiled in Daily News

Friday, May 18, 2007

Last week, the New York Daily News published a sad article about disability benefits and our client’s 3 1/2 year struggle to obtain the Social Security Disability benefits she deserved entitled "Filing for Disability, but Finding Discouragement".   As detailed in the article, our client was mentally retarded and could not read or write.  In mid-2003, she applied for Social Security Disability benefits.  Unbelievably, her claim was denied about 6 months later.  Our office filed an appeal called a "Request for a Hearing before an Administrative Law Judge" in the Queens Office of Disability Adjudication and Review.  Our client eventually appeared for a hearing before […]

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Disability Lawyer Rosasco Says Verizon Toxic Waste Site Unsafe

Tuesday, May 8, 2007

Once again, Mark Harrington of Newsday continues to do a superb job of  uncovering previously unreleased documents about the dangers still lurking in the soil and air surrounding the former Hicksville Sylvania nuclear fuel rod fabricating plant, now owned by Verizon.  Yesterday, he published the fourth article in an ongoing series about the Hicksville nuclear site and its impact on thousands of workers. Harrington details the most recent March 2007 Army Corps of Engineers report about the proposed future cleanup of this "dirty" site contaminated with both radiological waste and chemicals such as TCE and PCE. Updating the health of my client, the article goes on: , […]

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