How To Secure Your SSDI Benefits From Potential Scams

Social Security Disability Insurance (SSDI) gives you the financial support you need. Unfortunately, there are plenty of scammers who want to exploit vulnerable beneficiaries. With these incidents on the rise, understanding common scams, practical steps to protect yourself, and what to do if you encounter them will help you keep your benefits safe.

Are SSDI Scams Common?

SSDI scams are becoming more common and cost Americans up to billions of dollars annually. As the reliance on digital communications increases, so does the opportunity for scammers to attempt fraud. These individuals often exploit beneficiaries who are unfamiliar with the SSDI process. If this is your first time applying for benefits, vigilance is vital to protecting yourself from these threats.

Types of Common SSDI Scams To Be Aware Of

Understanding which tactics scammers use is your first line of defense. Here are the most common ones you should know:

Phishing Emails

These emails often mimic official SSA communications, complete with logos and legalese. They try to trick you into providing sensitive information with the excuse of verifying your account or addressing a “problem” with your benefits. Always confirm the sender’s email address before entering sensitive information, and never click on links or download attachments unless you’re sure they’re from legitimate sources.

Fake Medical Examinations

Scammers may try to contact you, claiming that a new medical examination is required to continue your benefits. They might even direct you to a specific clinic and request an online payment for the appointment. Remember, the SSA rarely requires such updates on the phone and won’t ask for payment this way.

Fraudulent “Expediting” Services

Understandably, most beneficiaries want a response as early as possible. However, scammers prey on this desperation by offering to expedite their applications for a fee. Remember, unless you’re suffering from a terminal illness or have a special condition, SSDI response times take a few months at least. Anyone promising immediate responses is most likely a scam.

Imposter Websites

These fake websites might mimic the design of official SSA sites to trick you into entering personal information. Always ensure you’re visiting a legitimate government website with a URL ending in “.gov” before entering sensitive information.

How To Report A Disability Scam If You Find One

If you encounter a potential scam or are a victim of one, taking immediate action can help prevent others from experiencing something similar. Here’s how to report it:

• Contact the SSA: Use their official contact form to report suspicious activities directly.
• Federal Trade Commission (FTC): Report the incident to the FTC using their online complaint assistant.
• Internet Crime Complaint Center (IC3): If the scam occurred online, file a report with the IC3, which is part of the FBI.

Speak With Our Attorneys Today

Navigating the complexities of SSDI while avoiding scams can be challenging, especially if this is your first time. If you want to avoid a situation like this and need assistance securing benefits, our New York social security disability attorneys are here to help. Please contact us online or at 877-693-2529 if you have any questions or to schedule a free consultation today.