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New York City Workers’ Comp Lawyer Discusses Out-of-Pocket Expense Reimbursement

Video Transcript

If I have a workers’ compensation claim, am I entitled to be reimbursed for my out of pocket medical and travel expenses? I’m Bill Turley. I’m a partner at the law firm of Turley, Redmond, Rosasco & Rosasco. The answer to the question is yes, the insurance company will reimburse you for your out of pocket expenses related to medical treatment.

You know, most insurance companies will give you a prescription card when they set up your claim or they’ll make an arrangement with many pharmacies for direct payment for your prescriptions. But very often in the beginning stages of your case, you don’t have a claim set up and you don’t have a claim number, and you may wind up paying for your prescriptions out of pocket. The best thing to do is save your receipts and save a copy of the prescription, you can submit to the insurance company for reimbursement. Now, you’re also entitled to be reimbursed for your traveling, your mileage between your home and the doctor’s office, or to physical therapy visits or medical labs where you perhaps need an MRI or an EMG test.

You can also get reimbursed for any travel that you have between your house and the insurance company doctor’s office, also call the independent medical examiner. It’s very easy to do. The insurance company or the workers’ compensation board will provide you with forms where you can log in all of your visits. You’re entitled to roundtrip mileage by the way. But I found that an easier way to do it is to go to a MapQuest site, put in the addresses and you’ll get an actual roundtrip mileage. And then, what you do is ask the doctor if they can give you a print out of all the times that you were at the office. If you attach that to the MapQuest, it’s very easy for the insurance company to calculate your mileage. And by the way, the current mileage rate is 51 cents per mile and it’s for roundtrip visits. Just keep in mind that you’re not entitled to the mileage for trips back and forth to your lawyer’s office, to the workers’ compensation board or to your pharmacy.

Why am I telling you this? Because it’s important that you know your rights and the benefits that you’re entitled to. I want you to call me at 1-877-NY-DBLAW. Why? Because you’ve got questions and I’ve got the answers. I’m Bill Turley. Thank you for watching.

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