How do Long Term Disability claims interact with a Social Security Disability and/or a workers’ compensation claims?

It is possible for you to collect all three benefits at the same time. As a full service disability law firm, Turley, Redmond & Rosasco can coordinate and represent you in all three claims in order to maximize your benefits. Some Long Term Disability insurance companies will offer to help you with your Social Security disability claim at "no cost to you" with their own hand-picked attorney or representative. You should not be tempted to use the insurance company's representatives. These representatives work for the insurance company, and they will share information from your Social Security file directly with the insurance company. This information may help the insurance company deny your long term disability claim. Turley, Redmond & Rosasco does not represent or take referrals from insurance companies. As attorneys, we have an ethically duty to represent only you - our client.

It is also strategically important for you to pursue any Social Security disability or workers' compensation claim. Sometimes, these benefits "offset" your LTD benefits and make it less likely that the insurance company will "target" your claim for a denial. In addition, they may provide an alternate source of income while you fight an LTD denial.