What type of assistance can you provide in my long term disability claim?
We frequently provide the following services:
Pre-filing consultation and advice, including review of personal policies and group ERISA Summary Plan Descriptions, review medical records and job descriptions, evaluation of educational and vocational issues;
Initial claim completion and filing, including developing proper job descriptions and working with treating physicians to obtain legally sufficient reports;
Referral to medical and vocational experts when necessary;
Negotiating with the insurance company regarding Independent Medical Exams (IME's) and Functional Capacity Evaluations (FCE's);
ERISA appeals and litigation;
Private disability and long term disability policy litigation;
Ongoing counsel for successful claims to prevent later termination;
Negotiation of lump sum buy-outs using actuarial and life expectancy tables, including present value calculations.