All injuries have the potential to affect your ability to work. However, the Occupational Safety and Health Administration (OSHA) names amputations as one of the worst types of injuries a worker can suffer.
An amputation causes permanent disability that may directly impact a worker's ability to perform his or her job functions. This is especially true for workers whose jobs involve dangerous physical labor such as construction workers. The amputation of any part of the body, even a finger, may mean that the worker can no longer safely do his or her job.
Will you receive enough benefits?
While you will receive workers' compensation benefits for your injury, it may not be enough to cover all of the losses associated with amputation injuries. Workers' compensation will pay for your medical care and provide wage replacement benefits for a portion of your lost wages. You may also receive a separate monetary award for a permanent disability/schedule loss of use.
If you cannot return to your job, however, you may suffer financial losses that workers' comp does not cover. In these cases, you may be eligible for Social Security Disability Insurance (SSDI) benefits as well. Or, if a third party other than your employer was responsible for your injury, you may seek compensation from them in a personal injury suit.
Speaking with a lawyer will help you understand all of your rights and options after a catastrophic work injury. Our attorneys can assist you with workers' comp benefits, claim denials, SSDI benefits and third-party compensation.
People who suffer an amputation injury typically need long-term medical treatment that may include surgery, physical therapy, counseling and pain management. They may also need prostheses that require ongoing medical care.
Make sure you receive all of the benefits and compensation you are entitled to so all of your medical and financial needs are covered. Discuss your amputation injury with an attorney to learn more.